WPS Community Bank Privacy Statement

We understand the importance of safeguarding your personal information. We are providing this statement to inform you about the types of information we may collect from you, and how we may use or disclose that information in connection with your relationship with the WPS Community Bank. This privacy statement applies to consumers who are our customers. This privacy statement applies to personal information, which is nonpublic information about our customers that we may obtain while providing a financial product or service.

We use client information in the ordinary course of servicing your relationship.

For example, we use your information to:

• Identify you and protect you from fraud, so that others cannot use your accounts without your authorization.
• Process your requests, such as, wire transfers, ATM withdrawals or loan applications.
• Inform you of additional financial services to meet your individual needs.
• Service your accounts, by issuing your account statements, checks and ATM cards.

We collect information in the course of providing financial services to you.

You provide personal information to us so that we may help you try to meet your financial goals. Such information allows us to process your requests and transactions, keep you apprised of products and services that may be of interest to you and enhance customer service by better understanding your needs.

We may collect information about you from the following categories and sources:

• Information you provide to us on applications or other forms (examples include name, address, social security number, assets and income).
• Information about your transactions with us, or others (examples include your account balances, payment history, debit card usage).
• Information we receive from consumer reporting agencies (examples include your credit worthiness and credit history).

Information is shared only as required to service your accounts and help you achieve your financial goals.

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural
safeguards that comply with federal standards to guard your nonpublic personal information.

As required by the USA PATRIOT Act, we also collect information and take actions necessary to verify your identification.