All rates and fees are subject to change without notice and may vary depending upon borrower's circumstances.

Rates and/or fees may vary depending upon borrower's credit score, loan-to-value, and other factors. Mortgage insurance may be required on loans with a down payment of less than 20%. This may affect your monthly payment and the loan’s APR.

Loan and Annual Percentage Rate (APR) information are for loans less than $417,000.

Quoted rates are for purchase transactions of owner-occupied single family dwelling requiring escrow of taxes and insurance. Rates quoted assume a 20% down payment. Rates are subject to change based on market conditions, loan, and down payment amount.

Please note that the interest rates shown here are available to borrowers with an excellent credit history. The actual interest rate available to you will be based on your credit history and may be different that the rates displayed here. All loans are subject to satisfactory credit history, appraisal, title and insurance. Other conditions and restrictions may apply.

Information displayed is accurate as of the date of the latest update and is subject to change without notice. Loan pricing can only be locked through a home mortgage officer. Other restrictions may apply.

The displayed Annual Percentage Rates (APRs) reflect the interest rates, total points, and additional estimated pre-paid finance charges for the loan products shown, but do not include other closing costs.

Mortgage rates shown are based on a 30-day lock for a single-family, primary residence.

These mortgage rates apply only in certain conditions. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit profile up to the time of closing.

On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires.

For Portfolio ARM interest rates, at adjustment your new mortgage rate will be the average of the Interbank offered rates for one-year, U.S. dollar-denominated deposits in the London market (LIBOR) as published in the Wall Street Journal, plus a margin of 2.25% subject to annual and lifetime adjustment caps.